Think about your life right now, are you really living the life you always wanted or are you living the life you somehow ended up in? Are you financially free with the power over your own future? Are you stress free in your working life? Unfortunately, very few of us can answer these questions as we would like to. […]
There was a time when you and I earned less than we do now, were you less happy? Did it make much difference? It is unfortunate, but the vast majority of us either equal our spending to our income or increase our spending above our income no matter what our income increases too. We all […]
Do you spend all your money on stuff you thought you needed, or things you thought you wanted? Do you have all you could ever need but nothing compared to all you want? Welcome to the consuming self, the happy and docile people that make up most of the first worlds population today, including you and I.
A dollar saved is much more than a dollar earned
Just two years old but already ready for the bin. Granted they have walked with me 1000+ miles, carried me through many sleepless nights, ran for countless last trains home and kept my feet happy all night when I missed the last train home without a problem. This week however sadly they packed it in, but these […]
This is the most powerful of all the steps and it is the key to paying off debt faster, saving/investing more and being free faster, but what does an 8000 calorie slice of cake have to do with it all?
Much in the same way as in Step one, this step is very simple but might require a bit of paper digging to identify all your loan agreements and debts. Hopefully we will only have to do this once and then we can avoid debt for the rest of our lives.
Out of sight out of mind is the issue here, we need to know what we earn yearly, monthly, weekly etc. Not only that but we need to know what we are paying in Taxes, National Insurance (if you are in the UK), USC (If you are in Ireland), Student loans, what is our Tax code […]
The moment is pretty tough when you first see the facts before you. You see that your salary could be double and would still not be enough. That you work all the hours you can tolerate but the only way up